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FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

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Self-directed investing

  • Easy-to-use tools for buying and selling stocks, ETFs, and more
  • Resources to build a portfolio, research investments, and discover new ideas
  • Tools to help you track performance and plan for your future
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Active trading

  • Award-winning thinkorswim® platforms
  • Extensive library of trader-focused educational resources
  • Strategy, platform, and product support from our trade desk 
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Automated investing

  • A diversified portfolio of ETFs built by a robo-advisor
  • Daily monitoring and automatic rebalancing
  • Optional 1:1 guidance from a CFP® professional
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Wealth and investment management solutions

  • Comprehensive wealth management with a dedicated advisor backed by an experienced team
  • A personalized approach for a competitive fee
  • Professionally managed portfolio solutions to meet your specific needs
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However you put your money to work, we're here to help you do more with it.

More earning opportunities for your cash

Certain conditions must be satisfied for FDIC insurance coverage to apply.

*Schwab Money Funds are not insured by the FDIC; are not deposits; and may lose value. Past performance is no guarantee of future results. Current performance may be lower or higher than the performance quoted.

Industry-leading service and support

  • Enjoy 24/7 service with access to U.S.-based professionals with an average wait time of under 35 seconds.3
  • Work with licensed specialists in fields like fixed income, options, futures, and more.
  • Collaborate with a dedicated Financial Consultant to help coordinate your entire financial life.4

Award-winning digital platforms

  • Streamline your account management with web-based platforms featuring intuitive tools and market research for any level of investor.
  • Manage your investments, place trades, and stay on top of market news with the Schwab Mobile app.
  • Access advanced trading platforms on desktop, web, or mobile.

Access complimentary benefits and services.

At Schwab, we recognize that as your investments grow, your financial needs may become more complex. That's why we provide a suite of complimentary benefits—including a dedicated Financial Consultant, priority service, and personalized solutions—when you have more than $1M in qualifying assets at Schwab.

$1M+ IN ASSETS

Schwab Private Client Services™

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$10M+ IN ASSETS

Schwab Private Wealth Services™

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1. Certificates of Deposit available through Schwab CD OneSource® typically offer a fixed rate of return, although some offer variable rates. For variable rate CDs, the rate may change after the CD is purchased. The annual percentage yields are accurate as of 6-15-2026. The minimum quantity is generally $1,000 face amount but may vary by offering. Terms range from one month to 20 years. Costs could reduce the earnings on the accounts. Interest cannot remain on deposit and that payout of interest is mandatory. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.

2. Past performance is no guarantee of future results. Current performance may be lower or higher than the performance quoted. 

Investment minimums may apply. The 7-Day Yield represents the annualized fund yield based on the average income paid out over the previous seven days assuming interest income is not reinvested, and it reflects the effect of all applicable waivers. Absent such waivers, the fund's yield would have been lower.

Investors in Schwab Money Funds should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus via schwab.com/prospectus. Please read the prospectus carefully before investing.

You could lose money by investing in the Schwab Money Funds. All Schwab Money Funds, apart from Schwab Government Money Market ETF, seek to preserve the value of your investment at $1.00 per share, but cannot guarantee they will do so. All Schwab Money Funds with the exception of Schwab Government Money Fund, Schwab Retirement Government Money Fund, Schwab U.S. Treasury Money Fund, Schwab Treasury Obligations Money Fund, Schwab Government Money Market Portfolio and Schwab Government Money Market ETF may impose a fee upon the sale of your shares if the Fund's board or its delegate determines that the fee is in the best interests of the Fund. An investment in the Schwab Money Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Schwab Money Funds' sponsor has no legal obligation to provide financial support to the Funds, and you should not expect that the sponsor will provide financial support to the Funds at any time. 

3. Average wait time of 34 seconds in 2022.

4. Schwab employees and associates include various types of investment professionals that are compensated differently, from Financial Consultants to Wealth Consultants. We provide the full list of investment professionals and how they're compensated on our website. Please note that there are certain eligibility requirements for working with a dedicated Financial Consultant.

Diversification, automatic investing and rebalancing strategies do not ensure a profit and do not protect against losses.